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Relationship Manager Business Loans

7 - 11 yrs
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5,50,000 - 8,00,000 P.A. Posted 17 days ago Job Applicants: 74 Job Views: 113

Job Description

 
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    Grade: DMI/DMII/MMI/ MMII

    Reports to: Regional Head Sales- Business Loans Group

    Positions Reporting to Role: NA

    Job Role and Responsibilities:

    Ensure stability of income from existing set of clients and explore avenues for new income generation from existing as well as new clients

    Add value to the client and stay ahead of the competition by structuring and implementing innovative deals in working capital, term loan and project finance

    Use credit knowledge and knowledge of various products for deal structuring

    Add value to the client and stay ahead of the competition by structuring and implementing innovative deals

    Maintain relationships with business banking to originate business

    Manage relationship with the customers by increasing the book size

    Manage trade finance, general blog operation for cash management services i.e., working capital cycle of the company

    Deliverables:

    Acquire and maintain business loans clients for the bank

    Perform various financing activities as per the customers requirement

    Maintain number of current account (CA) balance

    Increase wallet share by cross selling products to the customer

    Achieve individual targets and grow account profitability, while maintaining a high service standard and compliance

    Product/Customer Handled:

    Working capital, Term loan, Project finance

    Retail business loans clients up to 20 cr portfolio size



    Skills and Competencies:

    Ability to negotiate deals, along with the ability to interact with people at various levels of the organization and outside environment

    Strong sales and relationship management skills

    Ability to identifying key issues in complex problems/ assignments and analyze those to make effective decisions

    Ability to have a firm grasp of the processes and make changes in system to improve performance

    Credit Knowledge: To assess the companys financials (i.e. loss, rating, PAT (profit after tax) etc. of the company)



    Educational Qualifications:

    MBA (Finance)/ Chartered Accountant

Salary: INR 5,50,000 - 8,00,000 P.A.

Industry: Banking / Financial Services / Broking

Functional Area: Financial Services , Banking , Investments , Insurance

Role Category:Life Insurance/Financial Services

Role:Regional Manager

Employment Type: Permanent Job, Full Time

Keyskills

Desired Candidate Profile

    Please refer to the Job description above
Company Profile:

Mount Talent Consulting Private Limited

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