Job Skill: Underwriting
Designation: Career Level - 12-Associate
Job Location: Chennai
Qualifications: BBA/BCA/BCom/BSc/Master of Business Administration
Years of Experience: 1-3 years
You will be aligned with our Financial Services, banking and capital market vertical and will be helping us with tax preparations, insurance coverage and investment portfolios. You may be required to resolve customer queries and provide correct and relevant information.
You will be working as a part of Lending Operations team which prepares retail credit proposals, conduct pre-analysis, de dupe checks, data entry, customer point verifications (CPV) and review income documents in line with the client credit policy, procedures and turnaround times.
The Underwriting team focuses on raising investment capital from investors on behalf of corporations and governments that are issuing either equity or debt securities. The role requires a good understanding of credit analysis, creditworthiness, credit underwriting, credit appraisal memo, commercial lending, financial analysis, asset evaluation and income calculation. The role may also need expertise around residential underwriting, mortgage underwriting, government-sponsored loans and pre-purchase review.
Good to have skills: Good communication skills,Effectively collaboration and team work,Adaptabile and flexibile,Ability to solve problems,Creative thinking to find solutions
Roles and Responsibilities
In this role you are required to solve routine problems, largely through precedent and referral to general guidelines. Your expected interactions are within your own team and direct supervisor. You will be provided detailed to moderate level of instruction on daily work tasks and detailed instruction on new assignments. The decisions that you make would impact your own work. You will be an individual contributor as a part of a team, with a predetermined, focused scope of work. Please note that this role may require you to work in rotational shifts.