Job Skill: Underwriting
Designation: Career Level - 08-Consultant
Job Location: Chennai
Qualifications: Any Graduation
Years of Experience: 10-14 years
You will be aligned with our Financial Services, banking and capital market vertical and will be helping us with tax preparations, insurance coverage and investment portfolios. You may be required to resolve customer queries and provide correct and relevant information.
You will be working as a part of Lending Operations team which prepares retail credit proposals, conduct pre-analysis, de dupe checks, data entry, customer point verifications (CPV) and review income documents in line with the client credit policy, procedures and turnaround times.
The Underwriting team focuses on raising investment capital from investors on behalf of corporations and governments that are issuing either equity or debt securities. The role requires a good understanding of credit analysis, creditworthiness, credit underwriting, credit appraisal memo, commercial lending, financial analysis, asset evaluation, and income calculation. The role may also need expertise around residential underwriting, mortgage underwriting, government-sponsored loans, and pre-purchase review.
Good to have skills: Underwriting,Good communication skills,Adaptabile and flexibile,Ability to solve problems,Leadership quality,Presentation skills
Roles and Responsibilities
In this role you are required to do analysis and solving of moderately complex problems. Typically creates new solutions, leveraging and, where needed, adapting existing methods and procedures. The person requires understanding of the strategic direction set by senior management as it relates to team goals. Primary upward interaction is with direct supervisor or team leads. Generally interacts with peers and/or management levels at a client and/or within Accenture. The person should require minimal guidance when determining methods and procedures on new assignments. Decisions often impact the team in which they reside and occasionally impact other teams. Individual would manage medium-small sized teams and/or work efforts (if in an individual contributor role) at a client or within Accenture. Please note that this role may require you to work in rotational shifts.